secwatch.observer — SEC 8-K summary
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Issuer:     Shift4 Payments, Inc. (FOUR)
CIK:        0001794669
Form:       8-K
Filed at:   2025-11-06T23:59:59+00:00
Accession:  0001794669-25-000033
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Shift4 Q3: gross profit +62% to $409.6M; non-GAAP EPS $1.47; $1B buyback authorized
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- Volume $54.7B (+26% YoY); gross revenue less network fees $589.2M (+61% YoY); gross profit $409.6M (+62% YoY).
- Adjusted EBITDA $292.1M (+56% YoY), margin 50%; net income $33.4M; GAAP diluted EPS $0.17, non-GAAP EPS $1.47.
- Global Blue contributed $68M EBITDA (43% margin); ex-Global Blue GRLNF grew 19% YoY.
- Board authorized new $1B stock repurchase program, largest in company history.
- Medium-term guidance: over 30% CAGR; FY2025 blended spreads expected north of 60 bps.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1794669/000179466925000033/0001794669-25-000033-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1794669/000179466925000033/four-20251106.htm
  HTML page:      https://secwatch.observer/filing/0001794669-25-000033

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer