---
schema_version: "secwatch.filing_event.v1"
accession: "0001794669-26-000004"
form_type: "8-K"
ticker: "FOUR"
cik: "0001794669"
company_name: "Shift4 Payments, Inc."
filed_at: "2026-01-05T23:59:59+00:00"
generated_at: "2026-05-16T11:41:27.687854+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Shift4 reprices $997.5M term loans; SOFR margin cut to 2.00% from 2.50–2.75%

## Summary
- Amendment No. 3 to Credit Agreement refinances all outstanding term loans with new $997.5M facility.
- SOFR margin reduced from 2.50–2.75% to 2.00% per annum; base rate margin cut from 1.50–1.75% to 1.00%.
- No revolving loans outstanding under Amended Credit Agreement as of January 5, 2026.
- Goldman Sachs Bank USA remains administrative agent; other material terms unchanged.

## SEC filing metadata
- accession: 0001794669-26-000004
- form_type: 8-K
- ticker: FOUR
- cik: 0001794669
- company_name: Shift4 Payments, Inc.
- filed_at: 2026-01-05T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1794669/000179466926000004/0001794669-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1794669/000179466926000004/four-20260105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001794669-26-000004
- JSON: https://secwatch.observer/filing/0001794669-26-000004.json
- Plain text: https://secwatch.observer/filing/0001794669-26-000004.txt

## Key facts
- Material Agreements
  Shift4 Payments, Inc. entered into Amendment No. 3 to Second Amended and Restated First Lien Credit Agreement with Goldman Sachs Bank USA valued at $997,500,000.00 outstanding borrowings of Amendment No. 3 Refinancing Term Loans (effective 2026-01-05).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Goldman Sachs Bank USA
  - Value: $997,500,000.00 outstanding borrowings of Amendment No. 3 Refinancing Term Loans
  - Effective: 2026-01-05
  source text: Shift4 Payments, LLC, a Delaware limited liability company (“ Shift4, LLC ”), and a direct subsidiary of Shift4 Payments, Inc., a Delaware corporation (the “ Company ”), and certain other wholly-owned subsidiaries of Shift4, LLC (the “ Subsidiary Guarantors ”) entered into Amendment No. 3 to Second Amended and Restated First Lien Credit Agreement (the “ Amendment ”), which amended the Second Amended and Restated First Lien Credit Agreement, dated as of September 5, 2024
  evidence_url: https://www.sec.gov/Archives/edgar/data/1794669/000179466926000004/0001794669-26-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.