Chime Q2 revenue $528M (+37% YoY); guides above expectations for Q3 and FY2025

Chime Financial, Inc.

2025-Q2 EPS reported -$9.44 revenue$1,046,893,000

Revenue $528M (+37% YoY); payments revenue $366M (+19%), platform-related $162M (+113%).
Net loss $923M largely due to $928M stock-based compensation from IPO; adjusted EBITDA $16M (3% margin).
Transaction profit (non-GAAP) $363M (69% margin); Active Members 8.7M (+23% YoY).
Q3 2025 revenue guidance $525-535M (+24-27% YoY); FY2025 revenue $2.135-2.155B (+28-29%).
MyPay transaction margin tripled QoQ; ChimeCore migration now covers all new debit and savings accounts.

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