Chime Q3 revenue up 29% YoY to $544M; raises FY2025 outlook, authorizes $200M buyback

Chime Financial, Inc.

2025-Q3 EPS reported -$5.10 revenue$1,590,412,000

Revenue $544M (+29% YoY), net loss $55M; Adjusted EBITDA $29M (5% margin, +9pp YoY).
Active Members 9.1M (+21% YoY); acquisition cost per new member fell >10% for 3rd consecutive quarter.
MyPay transaction margin >45%; OIT volume $640M in Q3.
Q4 revenue guidance $572-582M; FY2025 revenue outlook raised to $2.163-2.173B.
Board authorized $200M share repurchase program, reflecting confidence in financial strength.

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