---
schema_version: "secwatch.filing_event.v1"
accession: "0001795851-26-000010"
form_type: "8-K"
ticker: "SWRD"
cik: "0001795851"
company_name: "Stewards, Inc."
filed_at: "2026-09-04T20:38:59+00:00"
generated_at: "2026-09-04T20:40:06.244950+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Stewards, Inc. enters $1.5M bridge loan with Accretiv, due Sept 21, 2026

## Summary
- $1.5M principal due Sept 21, 2026; $75k fixed return (5%) due Nov 30, 2026.
- Junior security interest in substantially all personal property, subordinate to existing $5M convertible notes.
- Loan not yet funded; payment obligations arise only upon actual receipt of funds.
- Proceeds to be applied from capital commitment from Stewards International Funds PCC (at least $24M expected over 12 months).
- Payment default triggers $200k liquidated damages and 18% default interest.

## SEC filing metadata
- accession: 0001795851-26-000010
- form_type: 8-K
- ticker: SWRD
- cik: 0001795851
- company_name: Stewards, Inc.
- filed_at: 2026-09-04T20:38:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1795851/000179585126000010/0001795851-26-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1795851/000179585126000010/swrd-20260902.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001795851-26-000010
- JSON: https://secwatch.observer/filing/0001795851-26-000010.json
- Plain text: https://secwatch.observer/filing/0001795851-26-000010.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.