{"schema_version":"secwatch.filing_event.v1","accession":"0001801170-25-000127","form_type":"8-K","ticker":"CLOV","cik":"0001801170","company_name":"CLOVER HEALTH INVESTMENTS, CORP. /DE","filed_at":"2025-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.768120+00:00","generated_at":"2026-05-22T13:24:46.510681+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Clover Health Q1 beat: revenue $462M (+33%), Adj EBITDA $26M (+279%); raises FY guidance","bullets":["Q1 total revenue $462M, up 33% YoY; GAAP net loss improved to $1M from $19M loss a year ago.","Adjusted EBITDA $26M, up 279% YoY; Adjusted Net income $25M, up 322% YoY.","Medicare Advantage membership 103,418, up 30% YoY; Insurance BER 86.1%.","Full-year 2025 Adj EBITDA guidance raised to $50M-$70M from $45M-$70M; revenue outlook unchanged.","CEO cites Clover Assistant's CHF whitepaper showing 18% lower all-cause hospitalizations."],"urls":{"canonical":"https://secwatch.observer/filing/0001801170-25-000127","json":"https://secwatch.observer/filing/0001801170-25-000127.json","markdown":"https://secwatch.observer/filing/0001801170-25-000127.md","text":"https://secwatch.observer/filing/0001801170-25-000127.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1801170/000180117025000127/0001801170-25-000127-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1801170/000180117025000127/clov-20250506.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T13:24:46.510681+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}