{"schema_version":"secwatch.filing_event.v1","accession":"0001801170-25-000196","form_type":"8-K","ticker":"CLOV","cik":"0001801170","company_name":"CLOVER HEALTH INVESTMENTS, CORP. /DE","filed_at":"2025-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.031878+00:00","generated_at":"2026-05-17T20:54:02.243575+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Clover Health Q2 revenue $478M (+34% YoY), membership up 32%, GAAP net loss $11M","bullets":["Q2 2025 total revenues $477.6M, up 34% YoY; insurance revenue $469.8M (+34.3%).","Medicare Advantage membership 106,323 (+32% YoY); avg membership 105,494 (+31.8%).","GAAP net loss from cont ops $10.6M; Adjusted net income $16.7M; Adjusted EBITDA $17.1M.","FY2025 guidance: membership raised to 104K-108K; Adj SG&A improved to $335M-$345M; Insurance BER guided to 88.5%-89.5% (from 87%-88%).","CEO highlights AI-driven clinical recommendations; published COPD whitepaper showing 15% fewer hospitalizations."],"urls":{"canonical":"https://secwatch.observer/filing/0001801170-25-000196","json":"https://secwatch.observer/filing/0001801170-25-000196.json","markdown":"https://secwatch.observer/filing/0001801170-25-000196.md","text":"https://secwatch.observer/filing/0001801170-25-000196.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1801170/000180117025000196/0001801170-25-000196-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1801170/000180117025000196/clov-20250805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T20:54:02.243575+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}