Executive chairman's Q&A highlights Clover's PPO success and AI edge

CLOVER HEALTH INVESTMENTS, CORP. /DE

• Vivek Garipalli answers two shareholder questions on PPO model viability and AI in healthcare.
• Clover claims its PPO model succeeds by building Clover Assistant to empower clinicians, not restrict access.
• Company states AI is core to Clover Assistant, used to improve care rather than deny it, unlike competitors.
• Garipalli views long-term competition as healthtech/AI-native startups, not traditional MA incumbents.