{"schema_version":"secwatch.filing_event.v1","accession":"0001801170-26-000050","form_type":"8-K","ticker":"CLOV","cik":"0001801170","company_name":"CLOVER HEALTH INVESTMENTS, CORP. /DE","filed_at":"2026-02-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.218804+00:00","generated_at":"2026-05-15T23:44:32.845231+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Clover Health Reports FY2025 Revenue Up 40% to $1.9B, Guides to First GAAP Net Income Profitability in FY2026","bullets":["Full year 2025 total revenues of $1.9 billion, up 40% year-over-year; GAAP net loss of $86 million.","Adjusted EBITDA of $22 million for 2025; Medicare Advantage membership grew 38% to 113,803.","Full year 2026 guidance: revenues $2.81B-$2.92B, GAAP net income $0M-$20M, Adjusted EBITDA $50M-$70M.","Expects first full year of GAAP Net Income profitability in 2026 driven by improving cohort economics and Clover Assistant.","2026 average Medicare Advantage membership guided to 154,000-158,000, representing 46% growth at midpoint."],"urls":{"canonical":"https://secwatch.observer/filing/0001801170-26-000050","json":"https://secwatch.observer/filing/0001801170-26-000050.json","markdown":"https://secwatch.observer/filing/0001801170-26-000050.md","text":"https://secwatch.observer/filing/0001801170-26-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1801170/000180117026000050/0001801170-26-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1801170/000180117026000050/clov-20260226.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-15T23:44:32.845231+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}