{"schema_version":"secwatch.filing_event.v1","accession":"0001805284-22-000313","form_type":"8-K","ticker":"RKT","cik":"0001805284","company_name":"Rocket Companies, Inc.","filed_at":"2022-12-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.214232+00:00","generated_at":"2026-06-21T11:06:18.470599+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Rocket Companies amends UBS repurchase agreement; facility cut to $1.0B, total funding capacity falls to $27.4B","bullets":["Extended expiration date from Dec 1, 2022 to Nov 30, 2023.","Reduced facility amount from $1.5B to $1.0B (33% decrease).","Total funding capacity decreased to $27.4B from $28.9B (Sept 30) and $29.6B (June 30).","Amendment includes certain other technical changes to the master repurchase agreement."],"urls":{"canonical":"https://secwatch.observer/filing/0001805284-22-000313","json":"https://secwatch.observer/filing/0001805284-22-000313.json","markdown":"https://secwatch.observer/filing/0001805284-22-000313.md","text":"https://secwatch.observer/filing/0001805284-22-000313.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1805284/000180528422000313/0001805284-22-000313-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1805284/000180528422000313/rkt-20221201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T11:06:18.470599+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"12c3118b0d3c032ed6db2fff3eee9f5b11739b60","claim":"Rocket Companies, Inc. amended credit facility of $1.0 billion with UBS AG maturing November 30, 2023.","evidence_excerpt":"On December 1, 2022, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as a seller, One Reverse Mortgage, LLC (\"ORM\"), a Delaware limited liability company and indirect subsidiary of the Company, as a seller, and UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (\"UBS\"), as the Buyer, entered into Amendment No. 1 to Second Amended and Restated Master Repurchase Agreement (\"MRA Amendment\") and the related amendment no. 1 to pricing letter, which extended the expiration date of the existing Second Amended and Restated Master Repurchase Agreement, dated as of November 4, 2022 by and between UBS, as Buyer, the Company, as a seller and ORM as a seller (the \"UBS Master Repurchase Agreement\"), from December 1, 2022 to November 30, 2023, decreased the facility amount from $1.5 billion to $1.0 billion and effectuated certain other technical changes to the UBS Master Repurchase A","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1805284/000180528422000313/0001805284-22-000313-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"$1.0 billion"},{"label":"Counterparty","value":"UBS AG"},{"label":"Maturity","value":"November 30, 2023"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"f36d428c2b9dc4e54d9c218995fae3869697d041","claim":"Rocket Companies, Inc. amended Amendment No. 1 to Second Amended and Restated Master Repurchase Agreement with UBS AG valued at $1.5 billion to $1.0 billion (effective 2022-12-01).","evidence_excerpt":"On December 1, 2022, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as a seller, One Reverse Mortgage, LLC (\"ORM\"), a Delaware limited liability company and indirect subsidiary of the Company, as a seller, and UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (\"UBS\"), as the Buyer, entered into Amendment No. 1 to Second Amended and Restated Master Repurchase Agreement (\"MRA Amendment\") and the related amendment no. 1 to pricing letter, which extended the expiration date of the existing Second Amended and Restated Master Repurchase Agreement, dated as of November 4, 2022 by and between UBS, as Buyer, the Company, as a seller and ORM as a seller (the \"UBS Master Repurchase Agreement\"), from December 1, 2022 to November 30, 2023, decreased the facility amount from $1.5 billion to $1.0 billion and effectuated certain other technical changes to the UBS Master Repurchase A","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1805284/000180528422000313/0001805284-22-000313-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"UBS AG"},{"label":"Value","value":"$1.5 billion to $1.0 billion"},{"label":"Effective","value":"2022-12-01"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}