{"schema_version":"secwatch.filing_event.v1","accession":"0001806201-25-000032","form_type":"8-K","ticker":"LPRO","cik":"0001806201","company_name":"Open Lending Corp","filed_at":"2025-03-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.955063+00:00","generated_at":"2026-05-24T02:09:16.632686+00:00","sec_items":["2.02"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Open Lending reports Q4 2024 negative revenue of $56.9M; appoints new CEO and COO","bullets":["Q4 total revenue negative $56.9M vs $14.9M prior year; net loss $144.4M vs $4.8M loss.","Full year 2024 revenue $24.0M, down from $117.5M; net loss $135.0M vs net income $22.1M.","Revenue hit by $81.3M reduction in estimated profit share revenues from historic vintages in Q4.","Board appoints Jessica Buss as CEO effective immediately; Michelle Glasl as COO.","Certified loans: 26,065 in Q4 vs 26,263 prior year; full year 110,652 vs 122,984."],"urls":{"canonical":"https://secwatch.observer/filing/0001806201-25-000032","json":"https://secwatch.observer/filing/0001806201-25-000032.json","markdown":"https://secwatch.observer/filing/0001806201-25-000032.md","text":"https://secwatch.observer/filing/0001806201-25-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1806201/000180620125000032/0001806201-25-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1806201/000180620125000032/lpro-20250331.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T02:09:16.632686+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}