---
schema_version: "secwatch.filing_event.v1"
accession: "0001806201-25-000087"
form_type: "8-K"
ticker: "LPRO"
cik: "0001806201"
company_name: "Open Lending Corp"
filed_at: "2025-08-06T23:59:59+00:00"
generated_at: "2026-05-17T19:53:05.357540+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Open Lending Q2 2025 revenue $25.3M (-5% YoY); net income $1.0M vs $2.9M

## Summary
- Certified loans 26,522, down 8.4% from 28,963 in Q2 2024.
- Total revenue $25.3M, down 5% from $26.7M; gross profit $19.8M vs $21.0M.
- Net income $1.0M vs $2.9M YoY; Adjusted EBITDA $4.1M vs $6.8M YoY.
- Extended relationship with AmTrust, largest insurance provider, for over a decade.
- Adjusted EBITDA definition updated to exclude interest income, prior periods conformed.

## SEC filing metadata
- accession: 0001806201-25-000087
- form_type: 8-K
- ticker: LPRO
- cik: 0001806201
- company_name: Open Lending Corp
- filed_at: 2025-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1806201/000180620125000087/0001806201-25-000087-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1806201/000180620125000087/lpro-20250806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001806201-25-000087
- JSON: https://secwatch.observer/filing/0001806201-25-000087.json
- Plain text: https://secwatch.observer/filing/0001806201-25-000087.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.