---
schema_version: "secwatch.filing_event.v1"
accession: "0001806201-26-000023"
form_type: "8-K"
ticker: "LPRO"
cik: "0001806201"
company_name: "Open Lending Corp"
filed_at: "2026-03-12T23:59:59+00:00"
generated_at: "2026-05-15T13:44:54.351382+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Open Lending Q4 net income $1.7M vs loss $144.4M; revenue jumps to $19.3M

## Summary
- Certified loans Q4: 19,308 vs 26,065 YoY; full year 97,348 vs 110,652.
- Q4 total revenue $19.3M vs ($56.9M); full year $93.2M vs $24.0M.
- Q4 net income $1.7M vs loss $144.4M; full year net loss $4.2M vs $135.0M.
- Q4 adjusted EBITDA $2.8M vs ($75.9M); full year $15.6M vs ($55.0M).
- CEO cites progress; launched ApexOne Auto platform for full credit spectrum.

## SEC filing metadata
- accession: 0001806201-26-000023
- form_type: 8-K
- ticker: LPRO
- cik: 0001806201
- company_name: Open Lending Corp
- filed_at: 2026-03-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000023/0001806201-26-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000023/lpro-20260312.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001806201-26-000023
- JSON: https://secwatch.observer/filing/0001806201-26-000023.json
- Plain text: https://secwatch.observer/filing/0001806201-26-000023.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.