secwatch.observer — SEC 8-K summary
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Issuer:     Open Lending Corp (LPRO)
CIK:        0001806201
Form:       8-K
Filed at:   2026-03-12T23:59:59+00:00
Accession:  0001806201-26-000023
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02
LLM model:  deepseek-v4-flash:cloud@v2

Open Lending Q4 net income $1.7M vs loss $144.4M; revenue jumps to $19.3M
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- Certified loans Q4: 19,308 vs 26,065 YoY; full year 97,348 vs 110,652.
- Q4 total revenue $19.3M vs ($56.9M); full year $93.2M vs $24.0M.
- Q4 net income $1.7M vs loss $144.4M; full year net loss $4.2M vs $135.0M.
- Q4 adjusted EBITDA $2.8M vs ($75.9M); full year $15.6M vs ($55.0M).
- CEO cites progress; launched ApexOne Auto platform for full credit spectrum.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1806201/000180620126000023/0001806201-26-000023-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1806201/000180620126000023/lpro-20260312.htm
  HTML page:      https://secwatch.observer/filing/0001806201-26-000023

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer