{"schema_version":"secwatch.filing_event.v1","accession":"0001808834-22-000012","form_type":"8-K","ticker":"PRG","cik":"0001808834","company_name":"PROG Holdings, Inc.","filed_at":"2022-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.337458+00:00","generated_at":"2026-06-27T05:35:47.678426+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PROG Holdings Q4 revenue up 6.8% to $647M; diluted EPS $0.59; FY2022 outlook issued","bullets":["Q4 consolidated revenues $646.5M (+6.8% YoY); diluted EPS $0.59 (non-GAAP $0.67).","Progressive Leasing Q4 GMV $635M (+18.3%); e-commerce GMV up 45% year-over-year.","Adjusted EBITDA $72.1M (11.2% of revenue) vs $94.6M prior year on normalized write-offs.","Returned $439M to shareholders in Q4 via $425M tender offer at $49.00/share.","FY2022 outlook: revenue growth 4-8%, adjusted EBITDA margin 11.5-12.1%, non-GAAP diluted EPS $3.25-$3.70."],"urls":{"canonical":"https://secwatch.observer/filing/0001808834-22-000012","json":"https://secwatch.observer/filing/0001808834-22-000012.json","markdown":"https://secwatch.observer/filing/0001808834-22-000012.md","text":"https://secwatch.observer/filing/0001808834-22-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1808834/000180883422000012/0001808834-22-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1808834/000180883422000012/prg-20220223.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T05:35:47.678426+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}