{"schema_version":"secwatch.filing_event.v1","accession":"0001808834-22-000060","form_type":"8-K","ticker":"PRG","cik":"0001808834","company_name":"PROG Holdings, Inc.","filed_at":"2022-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.412387+00:00","generated_at":"2026-06-26T04:12:18.970071+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PROG Holdings Q1 revenues down 1.5% YoY; EPS falls to $0.49 from $1.16","bullets":["Consolidated revenues $710.5M (-1.5% YoY); net earnings $27.1M vs $79.5M.","Adjusted EBITDA $64.6M (9.1% of rev) vs $118.1M (16.4%) in Q1 2021.","Diluted EPS $0.49; Non-GAAP diluted EPS $0.57, down from $1.22 a year ago.","Progressive Leasing GMV $504.5M (-1.1% YoY); e-commerce GMV up 10% to 15.9% of total.","Lease write-off provision rose to 7.3% of lease revenues from 2.6% in stimulus-aided Q1 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001808834-22-000060","json":"https://secwatch.observer/filing/0001808834-22-000060.json","markdown":"https://secwatch.observer/filing/0001808834-22-000060.md","text":"https://secwatch.observer/filing/0001808834-22-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1808834/000180883422000060/0001808834-22-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1808834/000180883422000060/prg-20220427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:12:18.970071+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}