{"schema_version":"secwatch.filing_event.v1","accession":"0001808834-22-000145","form_type":"8-K","ticker":"PRG","cik":"0001808834","company_name":"PROG Holdings, Inc.","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.238420+00:00","generated_at":"2026-06-23T00:54:54.880656+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PROG Holdings Q3 revenue down 3.8%; cuts full-year outlook","bullets":["Consolidated revenues $625.8M, down 3.8% YoY; net earnings $16.0M vs $57.4M.","Adjusted EBITDA $65.0M (10.4% of revenue) vs $93.6M (14.4%) in prior year.","Diluted EPS $0.32; Non-GAAP diluted EPS $0.68 vs $0.94 YoY.","Progressive Leasing GMV down 11.3% to $437.4M; write-offs improved to 7.2% from Q2 9.8%.","Full-year 2022 outlook lowered: revenues $2.58-2.59B, diluted EPS $1.63-1.69 (from $2.09-2.33)."],"urls":{"canonical":"https://secwatch.observer/filing/0001808834-22-000145","json":"https://secwatch.observer/filing/0001808834-22-000145.json","markdown":"https://secwatch.observer/filing/0001808834-22-000145.md","text":"https://secwatch.observer/filing/0001808834-22-000145.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1808834/000180883422000145/0001808834-22-000145-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1808834/000180883422000145/prg-20221026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:54:54.880656+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}