{"schema_version":"secwatch.filing_event.v1","accession":"0001808834-24-000111","form_type":"8-K","ticker":"PRG","cik":"0001808834","company_name":"PROG Holdings, Inc.","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.727185+00:00","generated_at":"2026-05-30T11:08:32.032574+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PROG Holdings Q3 revenue $606.1M, EPS $1.94; raises full-year outlook","bullets":["Consolidated revenue $606.1M (+4% YoY); net earnings $84.0M vs $35.0M.","Adjusted EBITDA $63.5M (10.5% of revenue) vs $71.7M (12.3%) a year ago.","Diluted EPS $1.94; non-GAAP diluted EPS $0.77.","Progressive Leasing GMV $456.7M, up 11.6% YoY; write-off rate 7.7% within target.","Raises FY2024 revenue guidance to $2.44-2.46B and net earnings to $165.5-170.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001808834-24-000111","json":"https://secwatch.observer/filing/0001808834-24-000111.json","markdown":"https://secwatch.observer/filing/0001808834-24-000111.md","text":"https://secwatch.observer/filing/0001808834-24-000111.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1808834/000180883424000111/0001808834-24-000111-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1808834/000180883424000111/prg-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:08:32.032574+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}