{"schema_version":"secwatch.filing_event.v1","accession":"0001808834-25-000008","form_type":"8-K","ticker":"PRG","cik":"0001808834","company_name":"PROG Holdings, Inc.","filed_at":"2025-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.964829+00:00","generated_at":"2026-05-26T12:22:24.660259+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PROG Holdings Q4 revenue $623.3M, +8% YoY; non-GAAP EPS $0.80 above $0.72; sees FY25 revenue $2.52-2.59B","bullets":["Q4 consolidated net earnings $57.5M vs $18.6M; GAAP diluted EPS $1.34 includes $27.6M deferred tax benefit.","Non-GAAP diluted EPS $0.80 (up from $0.72); Adjusted EBITDA $65.7M (10.5% of revenues).","Progressive Leasing GMV $597.5M, +9.1% YoY; lease merchandise write-offs 7.9% in Q4, 7.5% full year.","FY2025 guidance: revenues $2.515-2.590B; adjusted EBITDA $260-280M; non-GAAP EPS $3.10-3.50.","Q4 repurchased $40.5M stock at avg $47.03; paid $0.12 dividend; $361.3M remaining authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001808834-25-000008","json":"https://secwatch.observer/filing/0001808834-25-000008.json","markdown":"https://secwatch.observer/filing/0001808834-25-000008.md","text":"https://secwatch.observer/filing/0001808834-25-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1808834/000180883425000008/0001808834-25-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1808834/000180883425000008/prg-20250219.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T12:22:24.660259+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}