{"schema_version":"secwatch.filing_event.v1","accession":"0001808834-25-000095","form_type":"8-K","ticker":"PRG","cik":"0001808834","company_name":"PROG Holdings, Inc.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.065891+00:00","generated_at":"2026-05-18T03:34:33.069266+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PROG Holdings Q2 rev $604.7M (+2.1%), EPS $0.95/$1.02; raises FY low-end guidance","bullets":["Consolidated net earnings $38.5M vs $33.8M YoY; adjusted EBITDA $73.5M (12.2% margin).","Progressive Leasing GMV $413.9M (-8.9% YoY); write-off rate 7.5% within 6-8% target.","Four Technologies GMV grew 166.5% with second consecutive quarter of positive pre-tax income.","Repurchased $25.7M stock at avg $28.51; $309.6M remaining under $500M buyback; $0.13 dividend.","FY 2025 outlook raised low end: rev $2.45-$2.50B, Non-GAAP EPS $3.20-$3.35, Adj. EBITDA $255-$265M."],"urls":{"canonical":"https://secwatch.observer/filing/0001808834-25-000095","json":"https://secwatch.observer/filing/0001808834-25-000095.json","markdown":"https://secwatch.observer/filing/0001808834-25-000095.md","text":"https://secwatch.observer/filing/0001808834-25-000095.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1808834/000180883425000095/0001808834-25-000095-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1808834/000180883425000095/prg-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:34:33.069266+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}