---
schema_version: "secwatch.filing_event.v1"
accession: "0001808834-25-000095"
form_type: "8-K"
ticker: "PRG"
cik: "0001808834"
company_name: "PROG Holdings, Inc."
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:34:33.069266+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# PROG Holdings Q2 rev $604.7M (+2.1%), EPS $0.95/$1.02; raises FY low-end guidance

## Summary
- Consolidated net earnings $38.5M vs $33.8M YoY; adjusted EBITDA $73.5M (12.2% margin).
- Progressive Leasing GMV $413.9M (-8.9% YoY); write-off rate 7.5% within 6-8% target.
- Four Technologies GMV grew 166.5% with second consecutive quarter of positive pre-tax income.
- Repurchased $25.7M stock at avg $28.51; $309.6M remaining under $500M buyback; $0.13 dividend.
- FY 2025 outlook raised low end: rev $2.45-$2.50B, Non-GAAP EPS $3.20-$3.35, Adj. EBITDA $255-$265M.

## SEC filing metadata
- accession: 0001808834-25-000095
- form_type: 8-K
- ticker: PRG
- cik: 0001808834
- company_name: PROG Holdings, Inc.
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1808834/000180883425000095/0001808834-25-000095-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1808834/000180883425000095/prg-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001808834-25-000095
- JSON: https://secwatch.observer/filing/0001808834-25-000095.json
- Plain text: https://secwatch.observer/filing/0001808834-25-000095.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.