{"schema_version":"secwatch.filing_event.v1","accession":"0001808834-26-000011","form_type":"8-K","ticker":"PRG","cik":"0001808834","company_name":"PROG Holdings, Inc.","filed_at":"2026-02-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.254736+00:00","generated_at":"2026-05-16T02:08:57.093458+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"PROG Holdings Q4 revenue $574.6M (-5.2% YoY); Non-GAAP EPS $0.74; FY2026 guidance issued","bullets":["Q4 consolidated revenues $574.6M, down 5.2% YoY; net earnings from continuing ops $19.9M vs $58.3M (prior year included $27.8M deferred tax benefit).","Non-GAAP diluted EPS $0.74 vs $0.78 (-5.1%); Progressive Leasing GMV $534M, down 10.6% YoY.","Provision for lease write-offs 7.6% of leasing revenues, down 30 bps YoY; within 6-8% target.","Full year 2026 outlook: revenues $3.02-$3.14B, Adj EBITDA $320-$350M, Non-GAAP EPS $4.00-$4.45.","CEO cites large partner bankruptcy, sale of Vive, and Purchasing Power acquisition; Four GMV up 126% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001808834-26-000011","json":"https://secwatch.observer/filing/0001808834-26-000011.json","markdown":"https://secwatch.observer/filing/0001808834-26-000011.md","text":"https://secwatch.observer/filing/0001808834-26-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1808834/000180883426000011/0001808834-26-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1808834/000180883426000011/prg-20260218.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:08:57.093458+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}