{"schema_version":"secwatch.filing_event.v1","accession":"0001814287-25-000005","form_type":"8-K","ticker":"ABX","cik":"0001814287","company_name":"Abacus Global Management, Inc.","filed_at":"2025-03-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.015657+00:00","generated_at":"2026-05-24T03:12:53.784838+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Abacus Q4 revenue $33.2M (+40% YoY); FY adj net income $46.5M; sees 2025 adj NI $70-78M","bullets":["Q4 total revenue $33.2M (+40% YoY); policy originations 214, capital deployment $96.6M (+41% vs $68.3M prior year).","Full-year total revenue $111.9M (+69% YoY); originations 1,034 (+63%); capital deployment $327.8M (+50%).","GAAP net loss: Q4 $18.3M (vs loss $6.2M), FY $24.0M (vs income $9.5M); driven by non-cash stock comp and acquisition costs.","Adjusted net income: Q4 $13.4M (more than double $5.9M), FY $46.5M (+58%); adjusted EBITDA FY $61.6M (+57%).","FY2025 outlook: adjusted net income $70M-$78M, implying 51%-68% growth vs FY2024 adjusted net income $46.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001814287-25-000005","json":"https://secwatch.observer/filing/0001814287-25-000005.json","markdown":"https://secwatch.observer/filing/0001814287-25-000005.md","text":"https://secwatch.observer/filing/0001814287-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1814287/000181428725000005/0001814287-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1814287/000181428725000005/abl-20250327.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T03:12:53.784838+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}