---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-22-000016"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:23:26.911336+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# OppFi reports preliminary Q3 revenue ~$124.2M, net loss ~$0.7M, reaffirms FY2022 guidance

## Summary
- Preliminary Q3 2022 revenue ~$124.2M, net loss ~$0.7M, adjusted net income ~$0.8M.
- Reaffirms full-year 2022 guidance; CEO cites strong demand and credit performance consistent with forecast.
- July credit adjustments have lowered early delinquency rates near pre-pandemic levels for new and refinanced loans.
- Q3 2022 earnings call scheduled for Nov 9, 2022 after market close; management to discuss results.
- Company to present at ThinkEquity Conference on Oct 26, 2022.

## SEC filing metadata
- accession: 0001818502-22-000016
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850222000016/0001818502-22-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850222000016/opfi-20221025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-22-000016
- JSON: https://secwatch.observer/filing/0001818502-22-000016.json
- Plain text: https://secwatch.observer/filing/0001818502-22-000016.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.