secwatch / observer
8-K filed December 20, 2022, 6:59 PM ET ticker OPFI CIK 0001818502
debt confidence high sentiment neutral materiality 0.60

OppFi Inc. (OPFI): debt financing — OppFi closes $150M credit facility with Castlelake, repays $109M Ares facility

OppFi Inc.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

OppFi Inc. incurred revolving credit of $150.0 million with UMB Bank, N.A. (as administrative agent) at Term Secured Overnight Financing Rate plus 7.50% maturing December 14, 2026.

Instrument
revolving credit
Principal
$150.0 million
Counterparty
UMB Bank, N.A. (as administrative agent)
Rate
Term Secured Overnight Financing Rate plus 7.50%
Maturity
December 14, 2026
Event
incurrence
Exact text from the filing
The Agreement provides for maximum borrowings of $150.0 million at an interest rate equal to the Term Secured Overnight Financing Rate plus 7.50% and a maturity date of December 14, 2026.
View on SEC.gov
Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

OppFi Inc. terminated Ares SPV III Agreement with Ares Agent Service, L.P. as administrative agent and collateral agent, and the lenders party thereto valued at approximately $109.0 million (effective 2022-12-14).

Action
termination
Agreement
credit facility
Counterparty
Ares Agent Service, L.P. as administrative agent and collateral agent, and the lenders party thereto
Value
approximately $109.0 million
Effective
2022-12-14
Exact text from the filing
On December 14, 2022, OppFi-LLC provided notice of termination of the Ares SPV III Agreement, effective December 14, 2022.
View on SEC.gov
Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

OppFi Inc. entered into Revolving Credit Agreement with UMB Bank, N.A., as administrative agent and collateral agent, Randolph Receivables LLC, as Castlelake Representative, and the lenders party thereto valued at $150.0 million (effective 2022-12-14).

Action
entry
Agreement
credit facility
Counterparty
UMB Bank, N.A., as administrative agent and collateral agent, Randolph Receivables LLC, as Castlelake Representative, and the lenders party thereto
Value
$150.0 million
Effective
2022-12-14
Exact text from the filing
On December 14, 2022, Opportunity Financial, LLC, a Delaware limited liability company (“OppFi-LLC”) and subsidiary of OppFi Inc., a Delaware corporation (the “Company”), Opportunity Funding SPE IX, LLC, a Delaware limited liability company and wholly owned subsidiary of OppFi-LLC (“SPE IX Borrower”), and certain other subsidiaries of the Company as credit parties and guarantors, entered into a Revolving Credit Agreement (the “Agreement”), by and among OppFi-LLC, SPE IX Borrower, the other credit parties and guarantors thereto, UMB Bank, N.A., as administrative agent and collateral agent, Randolph Receivables LLC, as Castlelake Representative, and the lenders party thereto.
View on SEC.gov

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OppFi Inc. filing history →

Source: SEC EDGAR
accession 0001818502-22-000021
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