{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-23-000006","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2023-05-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.822646+00:00","generated_at":"2026-06-15T04:37:36.797877+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OppFi Q1 revenue up 20% to $120.4M, net income $3.9M; raises FY earnings outlook","bullets":["Total revenue $120.4M (+20% YoY); net income $3.9M vs loss of $0.3M in Q1 2022.","Adjusted net income $4.4M (+584% YoY); adjusted EPS $0.05.","Ending receivables $370.2M (+9% YoY); credit metrics improved sequentially.","Marketing cost per new funded loan down 9% YoY.","Raised full-year adjusted net income and adjusted EPS guidance."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-23-000006","json":"https://secwatch.observer/filing/0001818502-23-000006.json","markdown":"https://secwatch.observer/filing/0001818502-23-000006.md","text":"https://secwatch.observer/filing/0001818502-23-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000006/0001818502-23-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000006/opfi-20230511.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T04:37:36.797877+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b884c5bf822677640a8fcf16fbb9762cd4f000a1","claim":"OppFi Inc. reported first quarter ended March 31, 2023 results: revenue $ 120,374, net income $ 3,930, EPS $0.02. Guidance raised.","evidence_excerpt":"the three months ended March 31, 2023 and 2022. (in thousands, except per share data) Unaudited Three Months Ended March 31, Change 2023 2022 % Total revenue $ 120,374 $ 100,710 19.5% Net income (loss) $ 3,930 $ (297) (1423.2)% Adjusted net income(1) $ 4,435 $ 648 584.4% Adjusted EBITDA(1) $ 20,116 $ 11,303 78.0% Basic EPS","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000006/0001818502-23-000006-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2023"},{"label":"Revenue","value":"$ 120,374"},{"label":"Net income","value":"$ 3,930"},{"label":"EPS","value":"$0.02"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}