{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-23-000010","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.413352+00:00","generated_at":"2026-06-13T03:18:52.611970+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"OppFi upsizes revolving credit facility with Atalaya to $250 million","bullets":["Facility increased from $200M to $250M; new Tranche C of $125M maturing July 2027.","Tranche C bears interest at Term SOFR + 7.5%; proceeds to fund receivables growth.","Proceeds also used to repay existing Tranche A loans in full on July 19, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-23-000010","json":"https://secwatch.observer/filing/0001818502-23-000010.json","markdown":"https://secwatch.observer/filing/0001818502-23-000010.md","text":"https://secwatch.observer/filing/0001818502-23-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000010/0001818502-23-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000010/opfi-20230719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:18:52.611970+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a22c281d9d262b6febbbdfd1784fd62012779000","claim":"OppFi Inc. amended revolving credit of $200 million to $250 million with Midtown Madison Management LLC at Term Secured Overnight Financing Rate plus 7.5% maturing July 19, 2027.","evidence_excerpt":"The A&R Credit Agreement amends the Existing Credit Agreement to, among other things, increase the size of the facility under the Existing Credit Agreement from $200 million to $250 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000010/0001818502-23-000010-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$200 million to $250 million"},{"label":"Counterparty","value":"Midtown Madison Management LLC"},{"label":"Rate","value":"Term Secured Overnight Financing Rate plus 7.5%"},{"label":"Maturity","value":"July 19, 2027"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"3581a85d479c8c1caac435194fb0367182c38cae","claim":"OppFi Inc. amended A&R Credit Agreement with Midtown Madison Management LLC valued at $250 million (effective 2023-07-19).","evidence_excerpt":"On July 19, 2023 (the “Restatement Date”), Opportunity Financial, LLC, a Delaware limited liability company (“OppFi-LLC”) and subsidiary of OppFi Inc., a Delaware corporation (the “Company”), and Opportunity Funding SPE V, LLC, a Delaware limited liability company and wholly owned subsidiary of OppFi-LLC (“OF V Borrower”), entered into an Amended and Restated Revolving Credit Agreement (the “A&R Credit Agreement”), which amends and restates that certain Revolving Credit Agreement, dated as of April 15, 2019 (as amended, supplemented or otherwise modified prior to the Restatement Date, the “Existing Credit Agreement”), by and among OppFi-LLC, OF V Borrower, Opportunity Funding SPE VII, LLC, the other credit parties and guarantors thereto, Midtown Madison Management LLC as administrative agent and collateral agent, and the lenders party thereto.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000010/0001818502-23-000010-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Midtown Madison Management LLC"},{"label":"Value","value":"$250 million"},{"label":"Effective","value":"2023-07-19"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}