{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-23-000011","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2023-08-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.413560+00:00","generated_at":"2026-06-11T23:09:49.936596+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OppFi Q2 revenue up 14% to $122.5M, net income up 90%, raises FY outlook","bullets":["Total revenue of $122.5M (+14% YoY); net income of $18.1M (+90% YoY).","Adjusted net income of $16.3M (+138% YoY); adjusted EPS of $0.19 (+137%).","Net charge-off rates decreased sequentially and YoY; marketing cost per funded loan fell 23%.","Total expenses as % revenue down 16% YoY; company raised full-year adjusted net income and EPS guidance."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-23-000011","json":"https://secwatch.observer/filing/0001818502-23-000011.json","markdown":"https://secwatch.observer/filing/0001818502-23-000011.md","text":"https://secwatch.observer/filing/0001818502-23-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000011/0001818502-23-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000011/opfi-20230809.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-11T23:09:49.936596+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8b65312f853487be207fec160c035066f126d699","claim":"OppFi Inc. reported the second quarter ended June 30, 2023 results: revenue $122,486, net income $18,076, EPS Basic EPS $0.14, Diluted EPS $0.14. Guidance raised.","evidence_excerpt":"and six months ended June 30, 2023 and 2022. (in thousands, except per share data) Unaudited Three Months Ended June 30, Change 2023 2022 % Total revenue $ 122,486 $ 107,875 13.5% Net income $ 18,076 $ 9,497 90.3% Adjusted net income(1) $ 16,255 $ 6,819 138.4% Adjusted EBITDA(1) $ 35,744 $ 20,007 78.7% Basic EPS $","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000011/0001818502-23-000011-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Revenue","value":"$122,486"},{"label":"Net income","value":"$18,076"},{"label":"EPS","value":"Basic EPS $0.14, Diluted EPS $0.14"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}