---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-23-000011"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2023-08-09T23:59:59+00:00"
generated_at: "2026-06-11T23:09:49.936596+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# OppFi Q2 revenue up 14% to $122.5M, net income up 90%, raises FY outlook

## Summary
- Total revenue of $122.5M (+14% YoY); net income of $18.1M (+90% YoY).
- Adjusted net income of $16.3M (+138% YoY); adjusted EPS of $0.19 (+137%).
- Net charge-off rates decreased sequentially and YoY; marketing cost per funded loan fell 23%.
- Total expenses as % revenue down 16% YoY; company raised full-year adjusted net income and EPS guidance.

## SEC filing metadata
- accession: 0001818502-23-000011
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2023-08-09T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850223000011/0001818502-23-000011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850223000011/opfi-20230809.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-23-000011
- JSON: https://secwatch.observer/filing/0001818502-23-000011.json
- Plain text: https://secwatch.observer/filing/0001818502-23-000011.txt

## Key facts
- Earnings Releases
  OppFi Inc. reported the second quarter ended June 30, 2023 results: revenue $122,486, net income $18,076, EPS Basic EPS $0.14, Diluted EPS $0.14. Guidance raised.
  - Period: the second quarter ended June 30, 2023
  - Revenue: $122,486
  - Net income: $18,076
  - EPS: Basic EPS $0.14, Diluted EPS $0.14
  - Guidance: raised
  - Result: reported results
  source text: and six months ended June 30, 2023 and 2022. (in thousands, except per share data) Unaudited Three Months Ended June 30, Change 2023 2022 % Total revenue $ 122,486 $ 107,875 13.5% Net income $ 18,076 $ 9,497 90.3% Adjusted net income(1) $ 16,255 $ 6,819 138.4% Adjusted EBITDA(1) $ 35,744 $ 20,007 78.7% Basic EPS $
  evidence_url: https://www.sec.gov/Archives/edgar/data/1818502/000181850223000011/0001818502-23-000011-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.