{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-23-000014","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2023-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.648590+00:00","generated_at":"2026-06-09T21:56:02.575839+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"medium","headline":"OppFi preliminary Q3 earnings beat consensus; full-year guidance to be raised","bullets":["Preliminary Q3 earnings significantly beat analyst consensus estimate, per CEO Todd Schwartz.","Revenue grew year over year on higher-quality originations and stronger customer payment activity.","Net charge-off rate decreased as a percentage of total revenue year over year.","Company expects to raise full-year 2023 earnings guidance for the third time on Nov 9 call."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-23-000014","json":"https://secwatch.observer/filing/0001818502-23-000014.json","markdown":"https://secwatch.observer/filing/0001818502-23-000014.md","text":"https://secwatch.observer/filing/0001818502-23-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000014/0001818502-23-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000014/opfi-20231018.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T21:56:02.575839+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0043829cc1bebfedc6101477e208abcb645bc9a7","claim":"OppFi Inc. reported preliminary financial results for the third quarter ended September 30, 2023.","evidence_excerpt":"On October 18, 2023, OppFi Inc. (the “Company”) issued a press release announcing certain preliminary financial information for the third quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000014/0001818502-23-000014-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2023"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}