{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-23-000015","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2023-11-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.649215+00:00","generated_at":"2026-06-08T07:26:21.394685+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OppFi Q3 revenue up 7% to $133M, net income $15.5M, raises FY adjusted EPS guidance","bullets":["Total revenue $133.2M (+7% YoY); net income $15.5M vs ($0.7M) loss in Q3 2022.","Adjusted net income $13.8M (vs $0.8M); adjusted EPS $0.16 (vs $0.01) YoY.","Basic & diluted EPS $0.13; net charge-off rate improved to 42% of revenue (down 23% YoY).","Raised full-year adjusted net income and adjusted EPS guidance for third time in 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-23-000015","json":"https://secwatch.observer/filing/0001818502-23-000015.json","markdown":"https://secwatch.observer/filing/0001818502-23-000015.md","text":"https://secwatch.observer/filing/0001818502-23-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000015/0001818502-23-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000015/opfi-20231109.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T07:26:21.394685+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7f21fb66c54213d5f1a3809faffdc674ee4876a3","claim":"OppFi Inc. reported third quarter ended September 30, 2023 results: revenue $133.2 million, net income $15.5 million, EPS $0.13 (basic and diluted).","evidence_excerpt":"Total revenue increased 7% year over year to $133.2 million for third quarter of 2023 Net income of $15.5 million for third quarter of 2023 Adjusted net income of $13.8 million for third quarter of 2023 Basic and Diluted EPS of $0.13 and $0.13, respectively, for third quarter of 2023 Adjusted EPS of $0.16 for third quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818502/000181850223000015/0001818502-23-000015-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Revenue","value":"$133.2 million"},{"label":"Net income","value":"$15.5 million"},{"label":"EPS","value":"$0.13 (basic and diluted)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}