{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-24-000008","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2024-05-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.333551+00:00","generated_at":"2026-06-02T12:30:10.302677+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OppFi beats Q1 guidance, raises FY2024 adjusted EPS outlook to $0.58-$0.62","bullets":["Q1 total revenue $127.3M (+5.8% YoY); net income $10.1M (+157.8% YoY); diluted EPS $0.10.","Adjusted EPS $0.10 (+123% YoY), exceeding guidance; full-year adjusted EPS raised to $0.58-$0.62 from $0.53-$0.57.","Unrestricted cash $47.2M (+48.4% sequentially); total receivable funding capacity $613.7M.","Annualized net charge-off rate 47.9% of revenue, down 110 bps YoY; revenue yield 129.5%, up 350 bps.","Management cites strong tax refund season and favorable credit trends; special dividend and share repurchase program in place."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-24-000008","json":"https://secwatch.observer/filing/0001818502-24-000008.json","markdown":"https://secwatch.observer/filing/0001818502-24-000008.md","text":"https://secwatch.observer/filing/0001818502-24-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850224000008/0001818502-24-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850224000008/opfi-20240508.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T12:30:10.302677+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"71a70aa8312f5e17cd971d73078955eea451d746","claim":"OppFi Inc. reported the first quarter ended March 31, 2024 results: revenue $127.3 million, net income $10.1 million, EPS $0.10. Guidance raised.","evidence_excerpt":"OppFi Exceeds First Quarter 2024 Guidance, Raises Full-Year Earnings Outlook Total revenue increased 5.8% year over year to $127.3 million Net income increased 157.8% year over year to $10.1 million Adjusted net income increased 127.8% year over year to $8.8 million Basic and Diluted EPS of $0.29 and $0.10, respectively","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818502/000181850224000008/0001818502-24-000008-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Revenue","value":"$127.3 million"},{"label":"Net income","value":"$10.1 million"},{"label":"EPS","value":"$0.10"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}