{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-24-000014","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2024-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.648392+00:00","generated_at":"2026-05-31T11:51:56.729609+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"OppFi reports record Q2 net income of $27.7M, raises FY2024 adj. EPS guidance to $0.73-$0.75","bullets":["Net income $27.7M (+53.1% YoY); adj. net income $24.8M (+56.2%); total revenue $126.3M (+3.1%).","Adjusted EPS $0.29 (+53.5%); net charge-off rate improved 370 bps to 32.5% of revenue.","Full-year 2024 adj. EPS guidance raised to $0.73-$0.75 from $0.58-$0.62; Q3 2024 adj. EPS guided $0.20-$0.22.","Declared first special dividend of $0.12/share; repurchased $2.5M of Class A common stock; paid down $10M senior debt."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-24-000014","json":"https://secwatch.observer/filing/0001818502-24-000014.json","markdown":"https://secwatch.observer/filing/0001818502-24-000014.md","text":"https://secwatch.observer/filing/0001818502-24-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850224000014/0001818502-24-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850224000014/opfi-20240807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T11:51:56.729609+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}