---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-24-000014"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2024-08-07T23:59:59+00:00"
generated_at: "2026-05-31T11:51:56.729609+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# OppFi reports record Q2 net income of $27.7M, raises FY2024 adj. EPS guidance to $0.73-$0.75

## Summary
- Net income $27.7M (+53.1% YoY); adj. net income $24.8M (+56.2%); total revenue $126.3M (+3.1%).
- Adjusted EPS $0.29 (+53.5%); net charge-off rate improved 370 bps to 32.5% of revenue.
- Full-year 2024 adj. EPS guidance raised to $0.73-$0.75 from $0.58-$0.62; Q3 2024 adj. EPS guided $0.20-$0.22.
- Declared first special dividend of $0.12/share; repurchased $2.5M of Class A common stock; paid down $10M senior debt.

## SEC filing metadata
- accession: 0001818502-24-000014
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2024-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850224000014/0001818502-24-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850224000014/opfi-20240807.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-24-000014
- JSON: https://secwatch.observer/filing/0001818502-24-000014.json
- Plain text: https://secwatch.observer/filing/0001818502-24-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.