{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-24-000018","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.808611+00:00","generated_at":"2026-05-30T03:46:13.682232+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"OppFi reports record Q3 net income $32.1M (+106% YoY), raises FY adjusted EPS guidance to $0.85-$0.87","bullets":["Net income record $32.1M, up 106.4% YoY; adjusted net income $28.8M, up 116.2% YoY.","Total revenue record $136.6M, up 2.6% YoY; net charge-off rate improved 810 bps to 34.3%.","Adjusted EPS $0.33, up 112.4% YoY; basic/diluted EPS $0.21.","FY2024 adjusted EPS guidance raised to $0.85-$0.87 from $0.73-$0.75.","Repurchased $1.0M of Class A common stock in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-24-000018","json":"https://secwatch.observer/filing/0001818502-24-000018.json","markdown":"https://secwatch.observer/filing/0001818502-24-000018.md","text":"https://secwatch.observer/filing/0001818502-24-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850224000018/0001818502-24-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850224000018/opfi-20241107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:46:13.682232+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}