secwatch.observer — SEC 8-K summary
======================================

Issuer:     OppFi Inc. (OPFI)
CIK:        0001818502
Form:       8-K
Filed at:   2024-11-07T23:59:59+00:00
Accession:  0001818502-24-000018
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

OppFi reports record Q3 net income $32.1M (+106% YoY), raises FY adjusted EPS guidance to $0.85-$0.87
--------------------------------------------------------------------------------

- Net income record $32.1M, up 106.4% YoY; adjusted net income $28.8M, up 116.2% YoY.
- Total revenue record $136.6M, up 2.6% YoY; net charge-off rate improved 810 bps to 34.3%.
- Adjusted EPS $0.33, up 112.4% YoY; basic/diluted EPS $0.21.
- FY2024 adjusted EPS guidance raised to $0.85-$0.87 from $0.73-$0.75.
- Repurchased $1.0M of Class A common stock in Q3.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1818502/000181850224000018/0001818502-24-000018-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1818502/000181850224000018/opfi-20241107.htm
  HTML page:      https://secwatch.observer/filing/0001818502-24-000018

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer