---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-25-000005"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2025-05-07T23:59:59+00:00"
generated_at: "2026-05-22T08:45:03.918755+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# OppFi Q1 record revenue $140.3M (+10.1% YoY); adj. net income $33.8M, up 285%; raises FY guidance.

## Summary
- Q1 total revenue $140.3M, a record, up 10.1% YoY; exceeded quarterly guidance by >40%.
- GAAP net income $20.4M, up 101.3% YoY; adjusted net income $33.8M, up 285.1% YoY (record).
- Average annualized yield rose 630 bps to 135.8%; net charge-off rate fell 1,330 bps to 34.6% of revenue.
- FY2025 adjusted net income guidance raised to $106-113M from prior $95-97M; EPS guidance also raised.

## SEC filing metadata
- accession: 0001818502-25-000005
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2025-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000005/0001818502-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000005/opfi-20250507.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-25-000005
- JSON: https://secwatch.observer/filing/0001818502-25-000005.json
- Plain text: https://secwatch.observer/filing/0001818502-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.