secwatch.observer — SEC 8-K summary
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Issuer:     OppFi Inc. (OPFI)
CIK:        0001818502
Form:       8-K
Filed at:   2025-05-07T23:59:59+00:00
Accession:  0001818502-25-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

OppFi Q1 record revenue $140.3M (+10.1% YoY); adj. net income $33.8M, up 285%; raises FY guidance.
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- Q1 total revenue $140.3M, a record, up 10.1% YoY; exceeded quarterly guidance by >40%.
- GAAP net income $20.4M, up 101.3% YoY; adjusted net income $33.8M, up 285.1% YoY (record).
- Average annualized yield rose 630 bps to 135.8%; net charge-off rate fell 1,330 bps to 34.6% of revenue.
- FY2025 adjusted net income guidance raised to $106-113M from prior $95-97M; EPS guidance also raised.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1818502/000181850225000005/0001818502-25-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1818502/000181850225000005/opfi-20250507.htm
  HTML page:      https://secwatch.observer/filing/0001818502-25-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer