---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-25-000022"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2025-08-06T23:59:59+00:00"
generated_at: "2026-05-17T19:49:40.090105+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# OppFi Q2 record revenue $142.4M, adj net income $39.4M; raises FY guidance

## Summary
- GAAP net income $11.5M (down 58.5% YoY); adjusted net income $39.4M (up 59.0% YoY), a record.
- Total revenue $142.4M, up 12.8% YoY, a record; average yield 136.1%, up 130 bps YoY, a record.
- Net charge-off rate 31.9% of revenue, down 60 bps YoY.
- FY 2025 revenue guidance raised to $578M-$605M from $563M-$594M.
- FY 2025 adjusted net income guidance raised to $125M-$130M from $106M-$113M.

## SEC filing metadata
- accession: 0001818502-25-000022
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2025-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000022/0001818502-25-000022-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000022/opfi-20250806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-25-000022
- JSON: https://secwatch.observer/filing/0001818502-25-000022.json
- Plain text: https://secwatch.observer/filing/0001818502-25-000022.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.