secwatch.observer — SEC 8-K summary
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Issuer:     OppFi Inc. (OPFI)
CIK:        0001818502
Form:       8-K
Filed at:   2025-08-06T23:59:59+00:00
Accession:  0001818502-25-000022
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

OppFi Q2 record revenue $142.4M, adj net income $39.4M; raises FY guidance
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- GAAP net income $11.5M (down 58.5% YoY); adjusted net income $39.4M (up 59.0% YoY), a record.
- Total revenue $142.4M, up 12.8% YoY, a record; average yield 136.1%, up 130 bps YoY, a record.
- Net charge-off rate 31.9% of revenue, down 60 bps YoY.
- FY 2025 revenue guidance raised to $578M-$605M from $563M-$594M.
- FY 2025 adjusted net income guidance raised to $125M-$130M from $106M-$113M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1818502/000181850225000022/0001818502-25-000022-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1818502/000181850225000022/opfi-20250806.htm
  HTML page:      https://secwatch.observer/filing/0001818502-25-000022

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer