{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-25-000038","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2025-10-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.582137+00:00","generated_at":"2026-05-17T04:57:25.634462+00:00","sec_items":["1.01","1.02","2.03","2.04","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"confidence":"high","headline":"OppFi closes $150M revolving credit facility at lower rate, replaces prior facility","bullets":["New $150M revolving credit facility with four-year term (matures Sep 29, 2029) replaces prior $150M facility.","Interest rate reduced to SOFR + 6.00% from SOFR + 7.50% under prior facility.","Proceeds used to repay ~$79M outstanding under prior facility; no early termination penalties incurred.","Facility supports growth in finance receivables; subject to borrowing base and financial covenants."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-25-000038","json":"https://secwatch.observer/filing/0001818502-25-000038.json","markdown":"https://secwatch.observer/filing/0001818502-25-000038.md","text":"https://secwatch.observer/filing/0001818502-25-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850225000038/0001818502-25-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850225000038/opfi-20250929.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T04:57:25.634462+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}