---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-25-000038"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2025-10-02T23:59:59+00:00"
generated_at: "2026-05-17T04:57:25.634462+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# OppFi closes $150M revolving credit facility at lower rate, replaces prior facility

## Summary
- New $150M revolving credit facility with four-year term (matures Sep 29, 2029) replaces prior $150M facility.
- Interest rate reduced to SOFR + 6.00% from SOFR + 7.50% under prior facility.
- Proceeds used to repay ~$79M outstanding under prior facility; no early termination penalties incurred.
- Facility supports growth in finance receivables; subject to borrowing base and financial covenants.

## SEC filing metadata
- accession: 0001818502-25-000038
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2025-10-02T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 2.04, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000038/0001818502-25-000038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000038/opfi-20250929.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-25-000038
- JSON: https://secwatch.observer/filing/0001818502-25-000038.json
- Plain text: https://secwatch.observer/filing/0001818502-25-000038.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.