---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-25-000045"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:42:29.469979+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# OppFi Q3 net income $75.9M (+137% YoY); revenue $155.1M record; raises full-year guidance

## Summary
- Q3 total revenue $155.1M record (+13.5% YoY); GAAP net income $75.9M (+136.9% YoY).
- Adjusted net income $40.7M record (+41.4% YoY); raised FY guidance to $137-142M adjusted net income.
- Auto approval rate improved to 79.1% from 76.0% in Q3 2024, driving operating efficiency.
- Raised full year revenue guidance to $590M-$605M and adjusted EPS to $1.54-$1.60.

## SEC filing metadata
- accession: 0001818502-25-000045
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000045/0001818502-25-000045-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000045/opfi-20251029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-25-000045
- JSON: https://secwatch.observer/filing/0001818502-25-000045.json
- Plain text: https://secwatch.observer/filing/0001818502-25-000045.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.