{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-26-000023","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2026-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.987925+00:00","generated_at":"2026-05-15T05:50:36.064867+00:00","sec_items":["1.01","1.02","2.03","2.04","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"confidence":"high","headline":"OppFi terminates $75M TRS, borrows $46.5M to purchase receivables, amends credit facility","bullets":["Terminated $75M total return swaps with Midtown affiliates; no termination penalties incurred.","Borrowed ~$46.5M under amended $300M revolving credit facility to acquire Gray Rock Receivables.","Third Amendment expands eligible bank partner states and modifies eligibility criteria to include Gray Rock Receivables.","All Gray Rock Receivables now pledged as collateral under the facility; consolidated receivable balance unchanged.","Amendment also updates Excess Concentration Limits and Tier 1 Collateral Performance Triggers."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-26-000023","json":"https://secwatch.observer/filing/0001818502-26-000023.json","markdown":"https://secwatch.observer/filing/0001818502-26-000023.md","text":"https://secwatch.observer/filing/0001818502-26-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000023/0001818502-26-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000023/opfi-20260410.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:50:36.064867+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}