{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-26-000030","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2026-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.988229+00:00","generated_at":"2026-05-15T02:22:39.065024+00:00","sec_items":["1.01","1.02","3.02","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.9,"confidence":"high","headline":"OppFi to acquire BNCCORP for ~$130.7M; completes corporate simplification","bullets":["Merger consideration: $19.375 cash + 1.90 OppFi shares per BNCC share; total value ~$130.7M.","BNCC stockholders to own ~7% of combined co.; close expected Q4 2026 subject to approvals.","Corporate simplification: all OpCo units exchanged for Class A common; dual-class structure eliminated.","TRA terminated with early termination payment of $40.8M, payable in two installments (May 8, Sep 1, 2026).","Voting agreements cover ~20% of BNCC stock; termination fees: BNCC 3.5%, OppFi 1.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-26-000030","json":"https://secwatch.observer/filing/0001818502-26-000030.json","markdown":"https://secwatch.observer/filing/0001818502-26-000030.md","text":"https://secwatch.observer/filing/0001818502-26-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000030/0001818502-26-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000030/opfi-20260428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T02:22:39.065024+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}