{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-26-000073","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2026-08-10T20:14:48+00:00","discovered_at":"2026-08-10T20:16:02.324462+00:00","generated_at":"2026-08-10T20:16:29.490078+00:00","sec_items":["1.01","2.02","2.03","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"OppFi Q2 revenue up 1.9% to $145.2M, net income up 36%; signs $100M term loan","bullets":["Total revenue $145.2M, up 1.9% YoY (record Q2); net income $15.6M, up 36% YoY.","Net income attributable to OppFi $14.8M vs ($20.8M) loss; diluted EPS $0.18 vs ($0.78).","Adjusted net income $28.8M, down 27% YoY; adjusted EPS $0.33 vs $0.45.","Entered $100M senior secured multi-draw term loan at 12.5% (pre-acquisition) / 13.5% (post); no draw yet.","Proceeds to support finance receivables growth; pending acquisition of BNCCORP and BNC Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-26-000073","json":"https://secwatch.observer/filing/0001818502-26-000073.json","markdown":"https://secwatch.observer/filing/0001818502-26-000073.md","text":"https://secwatch.observer/filing/0001818502-26-000073.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000073/0001818502-26-000073-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000073/opfi-20260810.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-10T20:16:29.490078+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}