---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-26-000073"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2026-08-10T20:14:48+00:00"
generated_at: "2026-08-10T20:16:29.490078+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# OppFi Q2 revenue up 1.9% to $145.2M, net income up 36%; signs $100M term loan

## Summary
- Total revenue $145.2M, up 1.9% YoY (record Q2); net income $15.6M, up 36% YoY.
- Net income attributable to OppFi $14.8M vs ($20.8M) loss; diluted EPS $0.18 vs ($0.78).
- Adjusted net income $28.8M, down 27% YoY; adjusted EPS $0.33 vs $0.45.
- Entered $100M senior secured multi-draw term loan at 12.5% (pre-acquisition) / 13.5% (post); no draw yet.
- Proceeds to support finance receivables growth; pending acquisition of BNCCORP and BNC Bank.

## SEC filing metadata
- accession: 0001818502-26-000073
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2026-08-10T20:14:48+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.02, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850226000073/0001818502-26-000073-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850226000073/opfi-20260810.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-26-000073
- JSON: https://secwatch.observer/filing/0001818502-26-000073.json
- Plain text: https://secwatch.observer/filing/0001818502-26-000073.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.