secwatch.observer — SEC 8-K summary
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Issuer:     OppFi Inc. (OPFI)
CIK:        0001818502
Form:       8-K
Filed at:   2026-08-10T20:14:48+00:00
Accession:  0001818502-26-000073
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 1.01, 2.02, 2.03, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

OppFi Q2 revenue up 1.9% to $145.2M, net income up 36%; signs $100M term loan
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- Total revenue $145.2M, up 1.9% YoY (record Q2); net income $15.6M, up 36% YoY.
- Net income attributable to OppFi $14.8M vs ($20.8M) loss; diluted EPS $0.18 vs ($0.78).
- Adjusted net income $28.8M, down 27% YoY; adjusted EPS $0.33 vs $0.45.
- Entered $100M senior secured multi-draw term loan at 12.5% (pre-acquisition) / 13.5% (post); no draw yet.
- Proceeds to support finance receivables growth; pending acquisition of BNCCORP and BNC Bank.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1818502/000181850226000073/0001818502-26-000073-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1818502/000181850226000073/opfi-20260810.htm
  HTML page:      https://secwatch.observer/filing/0001818502-26-000073

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer