{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-26-000080","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2026-09-21T20:09:43+00:00","discovered_at":"2026-09-21T20:11:00.349297+00:00","generated_at":"2026-09-21T20:11:35.321203+00:00","sec_items":["2.03","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"OppFi borrows $75M term loan; BNCC stockholders approve acquisition","bullets":["Borrowed $75M on Sep 15, 2026 under up-to-$100M multi-draw term loan at 12.50% (13.50% post-acquisition), 1.25% OID, 4-yr maturity.","$25M undrawn available until Feb 10, 2027; semi-annual amortization 10% of funded principal; no reborrowings after repayment.","Proceeds to support growth in finance receivables and working capital; guaranty and lien on assets of OppFi-LLC and SPVs.","BNCC stockholders adopted Merger Agreement on Sep 17, 2026; deal pending regulatory approvals and closing conditions."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-26-000080","json":"https://secwatch.observer/filing/0001818502-26-000080.json","markdown":"https://secwatch.observer/filing/0001818502-26-000080.md","text":"https://secwatch.observer/filing/0001818502-26-000080.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000080/0001818502-26-000080-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000080/opfi-20260915.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-21T20:11:35.321203+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}