---
schema_version: "secwatch.filing_event.v1"
accession: "0001818502-26-000080"
form_type: "8-K"
ticker: "OPFI"
cik: "0001818502"
company_name: "OppFi Inc."
filed_at: "2026-09-21T20:09:43+00:00"
generated_at: "2026-09-21T20:11:35.321203+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# OppFi borrows $75M term loan; BNCC stockholders approve acquisition

## Summary
- Borrowed $75M on Sep 15, 2026 under up-to-$100M multi-draw term loan at 12.50% (13.50% post-acquisition), 1.25% OID, 4-yr maturity.
- $25M undrawn available until Feb 10, 2027; semi-annual amortization 10% of funded principal; no reborrowings after repayment.
- Proceeds to support growth in finance receivables and working capital; guaranty and lien on assets of OppFi-LLC and SPVs.
- BNCC stockholders adopted Merger Agreement on Sep 17, 2026; deal pending regulatory approvals and closing conditions.

## SEC filing metadata
- accession: 0001818502-26-000080
- form_type: 8-K
- ticker: OPFI
- cik: 0001818502
- company_name: OppFi Inc.
- filed_at: 2026-09-21T20:09:43+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818502/000181850226000080/0001818502-26-000080-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818502/000181850226000080/opfi-20260915.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818502-26-000080
- JSON: https://secwatch.observer/filing/0001818502-26-000080.json
- Plain text: https://secwatch.observer/filing/0001818502-26-000080.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.